Kings of Witcham

Motoring Finance and Insurance Products

Kings Of Witcham are authorised and regulated by the Financial Services Authority. Our FSA number is 307323.

Please see our Initial Disclosure Document below.

From Blackhorse Motor Finance we offer Finance, Gap & Payment Protection plans.

Finance Products: Hire Purchase, Ultimate Plus (Personal Contract Plans), Autoloan (Personal Car Loan), Ultimate (lease Purchase)

HIRE PURCHASE	ULTIMATE PLUS
Available on new cars and used cars up to 10 years old	Available on new and used cars up to 3 years old
Spread your repayments over 1 to 5 years	Available on 2 and 3 year finance agreements only
Choose the amount of deposit you wish to put down	A deposit will be required
Fixed interest rates and fixed repayments throughout the agreement	Fixed interest rates and fixed repayments throughout the agreement
	Future value of vehicle guaranteed if part exchanged
	The options at the end of the agreement are: Part exchange the car for another one Pay the deferred amount and keep the car Sell the car yourself, repay the deferred amount and keep the difference Return the car to your dealer with nothing further to pay*
	* Provided the car is in good condition and the maximum mileage limit has not been exceeded.

Finance is only available to persons aged 18 years or over, subject to status. Indemnities may be required.

Autoloan : A personal loan with or without payment protector, any amount from £1000 to £25000, please call in or ring and we will provide you with the latest tables brochure giving full details.

Ultimate : A lease purchase product that allows the plan to be structured with an initial deposit (maybe your PX) then up to 48 monthly payments followed by a balloon payment. This allows you to tailor a monthly payment to your budget whilst leaving the final balance to be settled when you change the car. This a very useful and flexible product that requires an accurate forecast of your annual mileage in order to set the balloon at the correct level.